Product and Service Review

Tag: Review

Ooma Phone System

by admin on Oct.10, 2010, under Ooma Phone System

As I promised this is a follow up to the review of the magicJack. A better option than the magicJack is the Ooma phone system. It is a little pricier than the magicJack, but it is well worth it. The main device cost about $199.00 and it can handle up to five handsets. The handsets are about $49.00 each. After you spend the money for the system you are finished. There is no more cost to having the Ooma system, which is even better than the magicJack, because with the magicJack you have to renew it every year unless you purchase multiple years of service at once, but it still in reality means you have a yearly expense. With the Ooma system you only have a onetime expense for the system and that is all. There are no renewal expenses at all.  The great thing about the Ooma system is that it hooks directly up to the modem instead of hooking up to your computer. The internet signal goes from the modem directly to the Ooma system then to your computer, which makes it have a lot better connection. There are also quite a few options and services that you can have with the Ooma system that I am sure you will like. I purchased the Ooma system about six months ago and I have not had any problems with it at all, and I use it a lot. I use it for business and personal use. If I do experience any problems I will re-update this post a.s.a.p.

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magicJack

by admin on Oct.10, 2010, under magicJack

If you are considering purchasing the magicJack I would think again. I purchased two of them and had the same experience with both of them. I also spoke to number of people who also had the same results I had with mine. The problems that I had with mine are the clarity of the calls. When I first started to use the magicJack it worked great, but that did not last long. It only took about a week and then you could not make a call and expect to be able to have a conversation. It was like a cell phone with a bad connection. You could only make out every other word, or if you could hear the other person clearly then they would not be able to hear you clearly. I really wish that the magicJack would work well because I do love the concept. I believe the problem is that the connection comes from the modem to the computer then to the magicJack, so by the time your connection reaches the magicJack it has slowed down and had any and all connection problems affect your call. There are other products out there similar to the magicJack but the connection goes from the modem to the device then to your computer. I will follow up with a review of those products soon.

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American Contractors Indemnity Company

by admin on Apr.29, 2009, under Service

I would like to tell you about an experience that I recently had with a company known as American Contractors Indemnity Company. This is a company that issues bonds for a verity of things. I have been a customer of theirs for several years. I used their services for a mortgage surety bond that the state of Ohio requires you to have if you want to hold a mortgage broker license. The state requires you to have a $50,000.00 mortgage surety bond. I have owned a mortgage company for over 10 years. I have never even come close to having a claim on my mortgage surety bond and I have been paying a premium of $750.00 per year to have this mortgage surety bond. Now, unless you have been living on the moon I am sure you know about the financial crisis that we are experiencing right now. You also probably know that the real-estate and mortgage industries are the two industries that have been affected the most. Due to the fact that we are experiencing these hardships my personal credit has been affected some and I am struggling financially right now, but that does not affect my mortgage business or my customers at all because I am a mortgage broker so I don’t fund or service any of the loans that I do. We just find the best lender and programs for our customers. April is the time of year that the mortgage broker license and the mortgage surety bond have to be renewed. American Contractors Indemnity Company has decided that because of some slow pays on my credit that they are not going to renew my mortgage surety bond. Now this is a company that I have been with for several years and they have never even come close to having any claims or losses with my mortgage company. American Contractors Indemnity Company is the type of company that is there to take your money when times are good, but if you are having any kinds of problems or just a rough time they will drop you like a hot potato. I now have to close the doors to the mortgage company that I have spent over 10 years building and running because I can’t get my mortgage surety bond renewed. I could understand it and accept it if I had ran my company in the ground because of bad decisions or bad management, but anybody with half a brain can see that it is the economy that is bad and it has caused some of the biggest companies out there to have problems and even go under. It should say something good that I have been able to keep my mortgage company open through the toughest times ever for the mortgage and real-estate industry. The bottom line is American Contractors Indemnity Company does not care about their customers. They are not the company that you want do business with. You should try to find a company that will be there to help you and stand by you when times are rough especially when you have been a customer of theirs for years and they have done nothing but make money from you. I defiantly do not recommend American Contractors Indemnity Company for anyone.

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Product and Service Review-What we are all about

by admin on Mar.28, 2009, under Review

Welcome to Product and Service review blog. This is a new blog that is for the purpose of reviewing products and services that are purchased on-line and off-line. I created this to help you (the consumer) to be able to make a more informed decision about a product or service that you might be considering purchasing. I also would like for you (the consumer) to participate in this blog by being able to comment on any experiences you have had with any products or services you have purchased whether they were good or bad. I hope that everyone will find this to be informative and reliable source of information to help them in their search for products and services whether they are small or large purchases. Especially with the financial crisis we have going on now, it is more important than ever to watch every dollar spent and make certain you get the most for your money.

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